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By - Craig Mullins

HAFA Short Sale Program – Is Your Agent Certified?

The Caifornia Association of Realtors (“CAR”) Education in conjunction with AssettPlan USA offers a Home Affordable Foreclosure Alternative (HAFA) certification course. The HAFA Certification (CHS) is designed for real estate agents to understand the Treasury Supplemental Directive 09-09 which was implemented on April 5, 2010. Craig has completed the requirements necessary to become a Certified HAFA Specialist. Working with a

By - Craig Mullins

California Homebuyer’s Downpayment Assistance Program MyHome Assistance Program

The MyHome Assistance Program offers qualified first-time homebuyers with moderate income assistance with their down payment or closing costs. The assistance comes in the form of a deferred-payment junior loan of up to 3.5% of the purchase price or the appraised value, whichever is less; the junior loan may be combined with a CalHFA first mortgage loan. Below are a

By - Craig Mullins

The Difference Between A Livermore Ranch And A Farm

Have you ever found yourself wondering what the difference is between a ranch property and a farm property? How are they similar? How are they different? Simply put, a farm is a piece of land that is cultivated to produce food and a ranch is saved for the production of cattle or other animals for grazing purposes. According to the

By - Craig Mullins

Livermore Info – Utilities, Garbage, Police, Demographics, Etc.

Livermore Information Livermore City of Livermore Livermore Police Dept(925) 371-4900 Livermore Area Recreation and Park District(925) 373-5700 City of Livermore Demographics Livermore Valley Unified School District(925) 606-3200 Livermore Valley Education Foundation(925) 454-1339 Livermore Chamber of Commerce(925) 447-1606 PG&E(800) 743-5000 SBC Telephone(800) 310-2355 Comcast(800) 945-2288 WeCare Wireless Networks(925) 449-4272 California Water Service(925) 447-4900 Alameda County Zone 7-Water(925) 484-2600 Livermore Disposal Co(925)

By - Craig Mullins

Dublin Info – Utilities, Garbage, Police, Demographics, Etc.

Dublin Information Dublin City of Dublin City of Dublin Demographics Dublin Unified School District(925) 828-2551 School Wise Press Dublin Chamber of Commerce(925) 828-6200 PG&E(800) 743-5000 Water & Sewer Service San Ramon Services District(925) 828-0515 Comcast Cable Television(800) 945-2288 SBC Telephone(800) 310-2355 Waste Management & Recycling Alameda County Waste Management Authority(510) 614-1699 Recycling Information(925) 833-6650 Storm drains & flood control Zone

By - Craig Mullins

Fremont Info – Utilities, Garbage, Police, Demographics, Etc.

Fremont Information Fremont City of Fremont City of Fremont Demographics Fremont Chamber of Commerce(510) 795-2244 Household hazardous wastes(800) 606-6600 Garbage Browning & Ferris Industries (BFI)(510) 657-3500 Electricity/Gas PG&E(800) 933-9555 Water The Alameda County Water District (ACWD)(510) 659-1970 ext 403 SBC Telephone(800) 310-2355 Comcast Cable Television(800) 945-2288